Posted October 01, 2018 09:36:16 I’m a senior at a high school in suburban Chicago, and I’ve been thinking about my credit report for years.
I’ve been told it’s a big part of why I’m in debt and what’s keeping me from graduating.
But it’s not.
I don’t have any problems with it.
I just know that my credit score doesn’t matter.
And so, when my father, who works for a bank, sent me a copy of my credit file a couple of years ago, I immediately felt overwhelmed.
“It’s not important, Mom.
Your credit report doesn’t give you a great credit score,” he said.
I didn’t know what to say, so I told him it’s okay.
And I went on to say that I think I could go through college without having to worry about credit.
When I told my mom, she looked at me like I was crazy.
“You’ve got to get that done,” she said.
She was right.
I’ve had my credit check for a year now.
And while I was at school, I didn’t pay any of the bills.
I figured that the reason I was getting a bad credit score was because I didn, in fact, have a bad score.
But that wasn’t the case.
It wasn’t that I had bad credit; I just had bad answers to the questions.
I went to my school counselor, and she told me that because my parents are on the credit card company’s waiting list, I might not be able to get into the school I’m interested in.
So I went back to my parents.
After my parents said I was in the process of changing my credit, I was told I was eligible for a loan to help me pay for my education.
But my parents have had a bad experience with payday loans, so my plan was to take a line of credit.
And after a few months of applying for loans, my credit scores dropped to about 700.
My dad told me he would try to make me sign up for more credit cards and loan programs.
I called several credit reporting agencies and was told that I didn’ have any trouble getting my credit checked because my credit history is not known.
But I was worried because my father’s credit score is very high.
He’s a credit analyst and has access to thousands of other people’s credit scores.
When I called, the agent told me I didn”t need to apply for a credit card or anything else because I had no problem with my dad.
I told her that it”s not about the score.
I need to pay my bills.
But she wasn’t satisfied with that.
She told me it was all about whether or not I could get a loan.
So instead of applying, I went to a lawyer, who told me they would take my credit card details.
I said I didn\’t want that.
The lawyer told me my dad can get a line-of-credit if he wants.
I ended up paying $100 for a payday loan, which was a very bad idea.
The lawyer told my dad that he can pay off the $100, but that he had to get a new credit card.
My father is currently a student at a public university in Chicago.
And he says he has to pay for college because his credit scores are too low.
My family is in financial trouble and my mother is struggling with a bad mortgage and a car payment that she can\’t keep up.
I know the cost of college is going up, but I just don’t want to pay more than I already have.
It’s scary because I want to go to college.
But my father says I don”t have the ability to pay.
He told me there was a line on my credit that was set up for the credit reporting company to use for loans and that I would have to do that for him.
And I told them no, I don\’t need a loan from the credit company, I need a line for my credit.
I started applying for the lines.
But the credit report that I received said I wasn’t eligible for that.
I finally called the credit bureau, and the rep told me, ”You have to go through the same process I did.
You are not eligible.”
I asked him why, and he said, ”I have a good credit score.
It doesn’t mean I can get into this school.
It means I have to pay the bills.”
I ended the call.
I was furious.
My parents were being treated like I wasn”t paying my bills and that my father had been using their credit to take advantage of them.
But now I’m back to being a poor student with a lousy credit report, and that worries me a lot.
I have to make my own decisions about whether to go back to school or not.
I think it was a mistake. But it